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The first tool is "Sou-Sou", to quote,
"A savings arrangement where a group of people each pool an equal amount of money for a period time; month, two weeks, etc and after that time is up, one person in the group gets all that money. They keep doing this till everyone gets their turn and receives that full lump sum at least once."
Each member of the Banxee must have a PayPal account.
Once everyone has agreed to an amount & frequency of pay-in & pay-out the "Banxee" will set off on its schedule.
Based on the frequency, members will automatically pay-in and at the end of each cycle one member will recieve the total pay-out.
Repeat until all members have recieved their pay-out.
Banxee 2012 Pittsburgh, PA // A SkunkwerkS Project // Patent Pending